How much does it cost to build a house in Saint Paul? The usual new home job filed with Saint Paul is $400,000, from 132 priced permits (October 2023 through September 2026); the middle half of firms file between $400,000 and $635,000. A filed value is what the contractor wrote on the permit, not a quote or the final bill.
The usual new home job filed with Saint Paul is $400,000, from 132 priced permits, October 2023 through September 2026. The middle half of firms usually file between $400,000 and $635,000. Half of jobs were filed for less, half for more. A filed value is what the contractor wrote on the permit, not a quote or the final bill.
Approximately, from each firm's own spread: every firm's range of filed values, weighted by its 132 priced permits across 58 firms, pooled into one. Half of Saint Paul new home permits were filed between $220,000 and $534,000.
| Percentile | Filed value | Reads as |
|---|---|---|
| 10th | $75,100 | 1 in 10 permits filed below |
| 25th | $220,000 | 1 in 4 filed below |
| 50th | $400,000 | the middle permit |
| 75th | $534,000 | 1 in 4 filed above |
| 90th | $977,000 | 1 in 10 filed above |
Firms split into thirds by the usual value of the homes they work on, with each third's usual filed value weighted by permits. Home values: Ramsey County parcel values (2025).
| Firms working on | Usual home value | Usual filed value | Firms | Permits |
|---|---|---|---|---|
| Lower third | under $187,600 | $311,000 | 19 | 38 |
| Middle third | $187,600–$393,800 | $494,000 | 19 | 35 |
| Upper third | $394,900 and up | $420,000 | 19 | 59 |
Top 10 by permits in the last 12 months. Usual is each firm's middle filed value; middle half is the range its middle half of jobs were filed in; both are shown for firms with 5 or more priced permits. Busy is not the same as careful: pick what you value to build a list.
| Firm | Permits | Last 12 mo | Usual | Middle half | Finished |
|---|---|---|---|---|---|
| M/I Homes | 11 | 11 | $75,000 | $75,000 | — |
| Vanguard Bldr's | 8 | 8 | $400,000 | $400,000 | — |
| Metro Wide Construction Inc | 16 | 5 | $420,000 | $395,000–$450,000 | 43.9% |
| Vogue Builders | 5 | 4 | $450,000 | $450,000 | — |
| Pulte Homes of Minnesota LLC | 9 | 3 | $311,000 | $221,400–$325,000 | 2 of 8 |
| Helin Company | 11 | 1 | $500,000 | $400,000–$600,000 | 34.0% |
| Detail Homes Inc | 4 | 1 | — | — | — |
| Vanguard Builders Inc | 3 | 1 | — | — | — |
| Yangs Group Contractor Corp | 3 | 1 | — | — | — |
| Allan Dorney Construction MN Inc | 1 | 1 | — | — | — |
Line your quote up against the file. In Saint Paul, 1 in 10 new home filed values sit under $75,100, the middle half between $220,000 and $534,000, and 1 in 10 over $977,000.
Saint Paul files the fewest new home permits in February (27 against an average month of 100) and the most in October (235). If you can choose, ask for quotes in a quiet month. We have no prices by month, so this is about crews' schedules, not a discount. When each trade is busiest in Saint Paul →
Source: City of Saint Paul building and trade permits (the City's old approved-permits file up to June 2025, and the City's PAULIE permit system since September 2025), with the contractor named on each permit. The window is October 2023 through September 2026; a permit filed after that isn't here yet.
Usual is the middle permit: half were filed for less, half for more. Only permits with a filed value count; a value of $0 or none is left out.
The spread is approximate: we keep seven points of each firm's own range of filed values, not every permit, and pool them.
Nobody paid to be on this page and nobody can. How the records work in Saint Paul →
New Home cost in other cities: Nashville Orlando Chicago Raleigh Cincinnati Cleveland Pittsburgh Miami Minneapolis Denver San Diego Colorado Springs Honolulu Boulder Greensboro Arlington, VA Scottsdale Cambridge Somerville Cary Mesa Naperville Bellevue Cape Coral Provo Palo Alto Bellingham Bend Ames Denton Medford Elk Grove Wilmington, NC Bismarck Columbus, OH Sacramento County (unincorporated)
Other job costs in Saint Paul: Electrical · HVAC & Gas · Plumbing · Roofing · Windows & Doors · Remodel & Repair · Fence · Siding · Solar · Drain Tile & Waterproofing · Deck, Porch & Steps · Garage & Accessory · Stucco & Plaster · Fireplace & Stove · Addition · Radon Mitigation