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Solar panel installation cost in 2026: what solar permits show in 20 cities

Home solar panel installation usually costs between about $15,040 and $37,400 going by what installers file with the city: $15,040 is the usual filed value of a solar permit in Seattle, and $37,400 the usual one across 19,067 solar permits in New York City. Honolulu ($27,500), Sacramento County ($25,200) and Cape Coral ($30,378) sit in between. The 30% federal credit that used to cut that bill ended for systems placed in service after 31 December 2025 (IRS).

By Contractor Records · data through October 17, 2026

Solar cost by city

City Solar permits Installers Usual filed value Middle half of installers' usual job Usual days to final Reached final
Seattle, WA 1,858 69 $15,040 $5,000–$19,200 43 97.0%
Arlington, VA 608 41 $16,000 $9,166–$26,000 47 97.9%
Anaheim, CA 1,112 258 $16,000 $10,000–$22,000 103 80.1%
Chicago, IL 5,027 58 $17,784 $15,125–$29,940 57 74.6%
Pittsburgh, PA 926 59 $17,782 $14,000–$22,140 56 80.3%
St. Louis, MO 148 51 $20,000 $14,675–$28,612 154 82.8%
Boulder, CO 1,489 112 $21,000 $6,750–$28,742 72 93.8%
Naperville, IL 341 57 $21,450 $14,600–$41,896 107 78.0%
Medford, OR 643 26 $23,000 $17,317–$27,171 34 96.7%
Sacramento County, CA 2,001 236 $25,200 $14,505–$32,507 50 86.5%
Greensboro, NC 397 33 $26,241 $18,822–$33,940 103 78.4%
Honolulu, HI 16,068 110 $27,500 $22,000–$39,949 102 83.4%
Citrus Heights, CA 366 77 $27,510 $17,507–$31,095 55 81.8%
Denton, TX 226 76 $28,072 $22,565–$41,275 35 95.1%
Cape Coral, FL 1,034 88 $30,378 $23,145–$37,523 49 97.9%
Cary, NC 600 37 $30,900 $25,000–$34,365 45 87.8%
Miami, FL 388 74 $31,827 $23,757–$48,240 52 96.9%
Somerville, MA 324 77 $34,412 $29,900–$37,825 91 78.7%
Wilmington, NC 287 20 $34,741 $23,763–$44,732 71 80.4%
New York City, NY 19,067 87 $37,400 $28,989–$44,647 144 84.2%

City pages with more detail: Honolulu, New York City, Sacramento County, Chicago, Seattle, Cape Coral.

Unlike a remodel, solar is a fairly standard job, and the band of installers' usual jobs is tight in many cities: $23,145 to $37,523 in Cape Coral, $14,000 to $22,140 in Pittsburgh. A quote far outside your city's band is worth a line-by-line question: is there a battery in it, a main-panel upgrade, a reroof first?

The federal credit is gone for 2026 installs

The IRS's page on the Residential Clean Energy Credit says it "equals 30% of the costs of new, qualified clean energy property for your home installed anytime from 2022 through December 31, 2025", and that "the credit is not available for any property placed in service after December 31, 2025" (IRS, last reviewed 4 July 2026). The credit had to be claimed for the year the system was installed, "not merely purchased". So a 2026 system pays the full price in the table. State, utility and local incentives are separate and change often; check your utility's site, and get any rebate promise in the contract.

The sales pitch to watch for

The FTC's solar alert describes the pattern: a salesperson at the door promising "free rooftop solar panels", claims that "a government program will cover the whole cost", "large upfront payments or deposits", and pressure to sign "on an electronic tablet" (FTC consumer alert, September 2024). Its advice is to get quotes from licensed installers and compare them. If you did sign at your home, the FTC's Cooling-Off Rule gives you until midnight of the third business day to cancel many door-to-door sales of $25 or more (FTC, updated December 2025). California also caps a home-improvement down payment at 10% of the contract or $1,000, whichever is less (CSLB).

Who installs, and how they finish

Solar is concentrated in a few firms per city. In New York City, 87 installers filed 19,067 permits; in Honolulu, 110 filed 16,068. That makes the finished share the most useful thing to compare: among Honolulu installers with 10 or more solar permits, the spread runs from 64.3% at the bottom tenth to 96.3% at the top tenth. In Chicago, 14 of 29 such installers finished fewer than 70% of their solar permits. An unfinished solar permit can mean the system was never inspected or switched on. Our solar installer guide has the licence each state requires, and solar lease vs buy covers the financing side.

See every Honolulu solar installer by finished share →

What these numbers cannot tell you

The filed value is the installer's figure on the permit, and installers differ in what they include: Minneapolis ($6,450) and Saint Paul ($5,000) are so far below the other cities that many filings there probably cover only part of the contract, so we left them out of the table. Elk Grove's usual solar filing ($9,234) sits below the band of its own installers' usual jobs ($15,000–$29,730), a sign of many small battery or add-on permits, so it is left out too. We do not have system size in kilowatts on most permits, so we cannot give a cost per watt. And a cost from 2023 and one from 2026 sit in the same three-year median.

How we know this

Solar permits are those each city files under a solar or photovoltaic work type or description, over its three-year window ending September 2026. The usual filed value is the median of permits that carry a value; the middle-half range uses installers with three or more solar permits; "reached final" is the share of permits a year or more old that the city closed with a final, and days to final is the median from issue to final. The tax credit, FTC and CSLB facts are quoted from the pages under Sources, read 21 October 2026.

Numbers come from City & County of Honolulu building permits (DPP); NYC Department of Buildings permits and DOB NOW filings on one- and two-family homes (NYC Open Data); Sacramento County building permits on single-family, duplex and townhouse homes in the unincorporated county (the County's Accela permit layer); City of Cape Coral building permits (the city's open permit table starts January 2025); City of Chicago building permits (Chicago Data Portal); City of Seattle (SDCI) building, trade and electrical permits on single-family and duplex homes (the city's open-data exports); Arlington County, VA building and trade permits; City of Pittsburgh permits (Western Pennsylvania Regional Data Center), data through October 17, 2026. Nobody paid to be on this page and nobody can.

Questions

  • How much does it cost to install solar panels on a house?

    By the permit record, the usual home solar job was filed at $15,040 in Seattle, $17,784 in Chicago, $25,200 in Sacramento County, $27,500 in Honolulu, $30,378 in Cape Coral and $37,400 in New York City. A battery, a panel upgrade or a bigger array moves a job above its city's usual figure.

  • Is there still a 30% federal tax credit for solar?

    Not for systems installed now. The IRS says the Residential Clean Energy Credit equals 30% of the cost of qualifying property installed from 2022 through 31 December 2025, and is not available for property placed in service after that date. Anyone quoting it for a 2026 install is wrong, and that is a reason to re-read every other number in the quote.

  • How long does the permitting process take for solar panel installation?

    Usually one to four months. The usual solar permit reached its final inspection in 49 days in Cape Coral, 43 in Seattle, 57 in Chicago and 102 in Honolulu. The utility's permission to operate is a separate step after the city's final.

  • Why are the Minneapolis and Saint Paul figures so low?

    Those two cities' usual solar filings are $6,450 and $5,000, far below the others, which suggests many installers there file the electrical portion rather than the full contract. Use them for comparing installers within those cities, not for budgeting.

  • Does solar panel installation add value to your home?

    An owned system has, in the best study we found: Berkeley Lab's analysis of almost 22,000 home sales in eight states from 2002 to 2013 found buyers paid about $4 per watt, about $15,000 for a 3.6 kW system, with the premium shrinking as panels aged. Its 2017 California study found leased systems added nothing and took nothing away. Against that, the usual job here was filed at $25,200 in Sacramento County.

  • How do I know if a solar installer finishes its jobs?

    Look up its solar permits and count how many reached a final. Among Honolulu installers with 10 or more solar permits, the bottom tenth finished 64.3% or less; in Chicago, 14 of 29 such firms finished under 70%. Our compare pages show that figure for every installer.